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Payday financing is legal in Iowa.

Iowa features a $500 restriction on pay day loans available in their state. The utmost loan term is 31 times. The finance costs must not go beyond $15 for the loan as much as $100 plus no more than $10 on subsequent $100. Genuine APR is 337%*. Roll-overs aren’t permitted.

Payday lending in Iowa has received pretty lenient regards to procedure. The industry is managed because of the exact exact same regulations for decades and there don’t be seemingly any modifications within the future in the nearest future.

Iowa Payday Lending Statutes

The procedure of payday financing companies is controlled by the state legislation – Iowa Code Ann. Read more »